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Apply Here to Join Our Team!

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We're Hiring!


Primary Responsibilities

  • Reviews each assigned SBA application following completion of the Pre-Underwriting Review process

  • Applies knowledge of SBA Standard Operating Procedures (SOP) to evaluate loan applications for accuracy, completeness, and eligibility

  • Performs analysis of financial statement spreads and repayment capacity for borrowers, affiliate business entities, and corporate and personal guarantors

  • Reviews business and personal credit reports, as well as industry and market data

  • Prepares an appropriately detailed credit memorandum outlining terms and conditions for loan closing, summarizing financial and business analysis, and addressing and Identifying credit strengths, weaknesses, and mitigating factors

  • Ensure complete data integrity in the origination process and ensuring that loan requests are accurately and completely presented

  • Demonstrates excellent working knowledge of all systems utilized by the department

  • Engage in pre-flight reviews of credits

  • Present credit memorandum to Executive Loan Committee for approval

  • Meet or exceed established service level expectations

  • Prepare and present updates as needed to senior leadership

  • Support training across organization as needs arise

  • Work as part of a team

  • Work with on-site equipment

  • Complete special projects as requested by management

  • This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

  • This position is incentive eligible.



  • (4) years of SBA experience, commercial loan underwriting, financial analysis or portfolio management experienceFour

  • Bachelor's Degree in Accounting, Business, Finance or equivalent work experience

  • Demonstrated expertise in government regulations surrounding SBA lending

  • Strong analytical skills with high attention to detail and accuracy

  • Outstanding interpersonal skills

  • Excellent written and verbal communications skills

  • Proficient in Microsoft computer applications

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